Fast & Flexible Music Financing

Unlocking the
value of your IP

Pipeline is a flexible financing platform for the music and creative industries, designed to help independent music companies unlock their IP value, access growth capital, and compete at scale.

Why Music Companies
Use Pipeline

Pipeline's mission is to transform the music and creator industries by offering a more efficient, transparent and, ultimately, more affordable capital offering to all players with great IP.

Get Access to Capital

Access capital through a faster, simpler alternative to traditional financing. Pipeline underwrites royalty flow and IP - not company size or profitability - often enabling larger or easier funding than traditional sources.

Add Additional Financing

Use Pipeline as a flexible layer alongside existing debt or equity. Our advances provide incremental capital to fund growth, acquisitions, or select dividends without disrupting current banking agreements.

Create Liquidity

Realize the value from your business and IP without selling any rights. Use capital for dividends, shareholder buyouts, or other needs without restriction while preserving full ownership, control, and long-term upside.

Our Value Proposition

  • Royalty-based repayment
  • No fixed payment schedules
  • Adjustable terms
  • Draw capital as needed, pay only when used
  • No personal guarantees
  • Clear deal economics
  • Real-time data access
  • Short-form offers
  • No hidden fees
  • We succeed when you succeed
  • If you do worse, we also do worse
  • Performance-based recoupment
  • Keep full ownership of your IP and company
  • Simple application process
  • Quick approval decisions
  • Minimal ongoing admin
  • No manual reporting
  • Automatic royalty collection
  • No bank-style paperwork
  • No distributor control

How We Work

/ Our process and economics

The Process

01

Application

Simply join our waitlist to get started. We handle the data gathering automatically via our backend - no manual catalog or statement submission required.

02

Analysis & Diligence

Our team analyzes your royalty history and performance, and forecasts using our models. Depending on your request, we may follow up with diligence questions.

03

Proposal

Receive a short-form, customized financing proposal with transparent terms and economics.

04

Funding

Once accepted, you should receive capital within 48 hours. If approved for additional capacity, you can draw capital once a month.

Deal Economics

Advance Amount

Based on historical royalty earnings and catalog IP value

Term

Flexible terms aligned with your catalog's lifecycle

Flexible

Royalty-based structure, no fixed monthly payments

Fees

Aligned fee structure with no hidden costs

Frequently Asked Questions

/ Common questions about Pipeline

Independent labels, distributors, publishers, and rights holders with royalty earning histories. We are working to make Pipeline's advances accessible. As of today, Pipeline is looking for labels with over $500k in annual revenue and digital distributors with over $1M in revenue.

Pipeline focuses on underwriting existing IP and historical cash-flow streams, but you are free to use the capital as needed to grow your business.

Beyond providing capital, we aim to help you unlock the value of your IP through the use of our technology stack and industry experience (at low or no additional cost) - hence the concept of membership.

Pipeline takes an agreed percentage of monthly royalties until the advance is recouped, subject to a monthly minimum. Pipeline aligns our performance to your revenue, so repayment flexes with real-world performance.

A monthly admin fee and a one-time setup fee. No surprises.

Terms are flexible. Advance amounts typically range anywhere from 20% to 100% of the annual revenue. The target repayment term is typically 3-5 years, but is flexible based on your needs.

Pipeline's model is performance-aligned. Repayment flexes with actual royalty performance, rather than forcing rigid payment schedules that don't reflect how music revenue behaves.

Pipeline can pre-authorize members for a larger amount while starting with a smaller initial advance. Members can draw additional funds over the term as needed, up to the approved limit. Pipeline charges an upfront reservation fee, but admin fee and recoupment apply only to funds drawn.

No, because Pipeline does not require ownership transfers, liens, or control provisions. Members retain flexibility for future financing, partnerships, or strategic decisions.

Click "Join Our Waitlist" or contact one of our partners.

Once you express interest, you'll share royalty data for analysis, either directly or via an approved partner connection. Pipeline handles the underwriting and provides a clear, short-form offer, typically within days.

News & Insights

/ Latest updates and press releases

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Become a Member

/ Be among the first to access Pipeline's innovative financing platform